Why Having Auto Insurance is Important

Frequently Asked Questions About Personal Injury and Car Accidents in Kansas City, Independence, and Surrounding Areas

• What should I do after a car accident in Kansas City if I feel injured but didn’t go to the hospital right away?

  Many people don’t recognize the full extent of their injuries until hours or even days after a car accident. If you begin to feel pain, especially in your neck, back, or head, it’s important to seek medical attention as soon as possible.

  Documenting your condition through a healthcare provider creates a critical record that can support your car accident claim. At The Horn Law Firm, P.C., we can help gather medical evidence and communicate with the insurance company while you focus on recovery.

• How do car accident attorneys handle insurance companies that try to reduce settlement offers?

  Insurance companies often look for ways to minimize what they pay out, especially in cases involving soft tissue injuries, whiplash, or ongoing medical treatment. Our attorneys understand how these companies operate, and that’s why we prepare your claim with detailed documentation of physical injuries, medical expenses, lost income, and the long-term impact on your life.

  By approaching each case quickly and thoroughly with a trial-ready mindset, we apply pressure that can lead to a more appropriate settlement.

• What types of injuries qualify for a personal injury claim after a vehicle accident?

  A wide range of injuries may provide grounds to pursue a personal injury claim. These include concussions, traumatic brain injuries, neck and spinal trauma, fractures, and injuries from airbags or seatbelts. Whiplash and seemingly minor injuries can develop into long-term complications that affect your daily life.

• Can I still pursue compensation if I was partly at fault for the accident in Kansas City?

  In Missouri, accident victims may still seek compensation even if they were partially responsible for the crash. This is because Missouri follows a pure comparative fault system, which allows financial recovery based on the percentage of liability assigned to each party.

  Kansas follows modified comparative negligence rules, in which plaintiffs who are 50% or more at fault are not allowed to claim compensation. This means an injury victim who contributed significantly to the accident faces a risk of being left without compensation, and each party involved has a strong incentive to prove the other side was at fault while minimizing the degree to which they caused the accident.

  If you believe you share some fault, it’s especially important to speak with an attorney who can evaluate the circumstances, gather evidence, protect your interests, and argue your case throughout the process of your claim.

• What makes work injury claims different from other personal injury cases?

  Work-related injuries, such as those from construction accidents, warehouse incidents, or industrial hazards, often fall under the workers’ compensation system. Unlike general personal injury claims, these cases may involve specific rules, filing deadlines, and limits on the types of compensation available.

  However, some situations also involve third-party liability, which may open the door to a broader claim. Our firm handles both workers’ compensation and third-party injury cases, helping clients understand each of their available legal options.